Lending Officer
Remote, USA
Full-time
Posted 2025-03-14
Position Overview: The Lending Team is responsible for converting applications into successfully funded loans. A such, the team must fully understand the loan products offered by Working Solutions and the conditions that are necessary for applicants to qualify successfully. The Lending Officer will be responsible for: (1) verifying required documents and packaging loan applications; (2... underwriting loan applications and providing timely feedback and recommendations; and (3) finalizing loans through a comprehensive closing process. Additionally, each Lending Officer also provides support with day-to-day operations of the Lending Team as needed. Key Duties: ? Review new applications and provide feedback and technical assistance to prospective borrowers. ? Analyze loan documents to verify eligibility. ? Perform credit analyses and determine repayment probability using risk management matrices. ? Analyze completed application packages, conduct due diligence and financial analysis, and draft credit memoranda. ? Verify that documents in loan files?such as credit reports, loan applications, and financial statements?are complete, current, and accurate. ? Present loan recommendations to the Director of Lending, Chief Lending Officer, and/or Executive Team as needed. ? Prioritize and track the loan underwriting process in order to meet deadlines and ensure timely submission of loan packages for review. ? Prepare loan closing packages, schedule and facilitate loan closings, and work with applicants on loan documentation. ? Collect and analyze loan conditions and due diligence items from approved borrowers. ? Complete contingencies with clients prior to funding. ? Review all loan applications and disclosures for discrepancies and compliance with regulatory guidelines. ? Maintain electronic files in audit-ready condition for all borrowers. ? Provide general administrative support and ad hoc project support for the Lending Team. ? Support achievement of organizational and departmental goals and outcomes. ? Provide coverage and support for other Lending Officers and Associates as needed. ? Represent the Lending Team in the community, as needed. Required Qualifications: ? Commitment to social justice with work experience in nonprofit or community development, microfinance, social enterprise, and/or small business or related work. ? Bachelor's degree from four-year college or university or 4 years of related experience and training. ? Self-starter with the ability to work independently. ? Demonstrated experience in lending, finance, or credit underwriting. ? Excellent interpersonal skills and ability to work well with diverse constituents. ? Superior analytical and organizational skills and meticulous attention to detail. ? Demonstrated experience in customer service, especially in challenging situations; the ability to be simultaneously clear, firm, and supportive is crucial. ? Demonstrates sound judgment and effective decision-making. ? Experience with data entry and tracking outputs and outcomes through Customer Relationship Management (CRM) platforms is a plus
Similar Remote Jobs
Lending Officer
Posted on: 16-07-2024 18:47
Licensed Therapist - Criminal Justice Services - Community Corrections
Posted on: 16-07-2024 18:47
Licensed Therapist for College Students - Part-Time Remote
Posted on: 16-07-2024 18:47
Manager, Scheduling
Posted on: 16-07-2024 18:47
Manager-International Account Development...
Posted on: 16-07-2024 18:47
Marketing Copywriter
Posted on: 16-07-2024 18:47
Marketing Copywriter
Posted on: 16-07-2024 18:47
Media Liaison
Posted on: 16-07-2024 18:47
Medical Biller - Remote
Posted on: 16-07-2024 18:47
Medical Transcriptionist - REMOTE
Posted on: 16-07-2024 18:47
Technical Application Project Manager (GIT & ALM) ? 100% Remote ?
Posted on: 31-01-2025 10:02
Remote Salesperson - Government and Judicial Accounts
Posted on: 27-11-2024 06:07
Day Time Front of the House
Posted on: 16-12-2024 16:53
Yahoo Part Time Data Entry Jobs @Remote $25/Hour
Posted on: 18-09-2024 00:00
Online Order Filling Team Associate
Posted on: 21-02-2025 00:00
Remote Pilot in Command (RPIC) - New England Region
Posted on: 02-10-2024 00:00
Amazon Work From Home (Sr UX Designer) $21 An Hour
Posted on: 12-11-2024 02:59
Remote Live Chat Operator
Posted on: 16-07-2024 18:59
Virtual Casino Live Dealer, Swing Shift
Posted on: 20-08-2024 00:00
Walmart Customer Service Representative - Part-Time Remote Jobs
Posted on: 16-07-2024 18:45